Single Parents: Building a Path to Homeownership with Confidence
Single parents empowered to enter housing market confidently with tailored solutions, easing financial burdens and realising homeownership dreams.
Overcoming Obstacles: Single Parents’ Journey to Homeownership
Single parents often encounter numerous challenges when entering the housing market. Firstly, financial constraints present a significant hurdle, as they may have limited savings and a single income to cover expenses. Securing a mortgage can be difficult due to stricter lending criteria and the need for a stable income.
Additionally, finding suitable housing that meets their needs and budget can be challenging, especially in competitive markets. Balancing work, childcare responsibilities, and house hunting further adds to the complexity.
Overall, single parents face a combination of financial, logistical, and emotional obstacles when striving to achieve homeownership.
Financial Constraints
Single parents struggle with down payments, qualifying for mortgages, and managing housing expenses due to limited budgets and single incomes.
Limited Housing Options
Single parents may struggle to find affordable housing options, especially in high-cost areas with limited availability.
Limited Access to Homeownership Programs
Single parents may struggle to find affordable housing options, especially in high-cost areas with limited availability.
Hassle-Free Steps for Single Parents to Enter the Housing Market with Confidence
Experience the journey to homeownership or investment with our streamlined home loan process.
Explore tailored options for home buyers with as little as a 2.5% LVR deposit and the support of an investor. By connecting with an accredited HAS broker for expert guidance, you can apply for up to 80%LVR finance with a first lender and HAS can boost your initial deposit up to 20% and avoid Lenders Mortgage Insurance.
Once conditionally approved, find your dream home and proceed to formal approval. You can now prepare to move into your new home!
Attain your homeownership objective with a low-interest with HAS, in return for a share of capital growth. We’re committed to supporting you throughout the journey.
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You are Ready to Unlock Your Family’s Dream Home
You are ready to embark on the journey of home ownership or investment
Have a 2.5% deposit + investor support
You have saved a 2.5% LVR deposit and have an investor supporting your home purchase.
Talk to a HAS accredited broker
To access our deposit boost solution, connect with an accredited HAS broker.
Apply for finance, avoiding LMI.
With broker support, apply for 80%LVR finance with one of our first lenders in conjunction with HAS, to bypass LMI.
Find your ideal home
Once you’ve obtained conditional approval, it’s time to find the home you want to buy.
Receive formal approval!
Formal approval secured! It’s time to celebrate and start planning for your new home.
Everyone WINS – Our homebuyer enters the property market without LMI, while investors earn returns on a property portfolio with minimised risk.
Empowering Single Parents: Secure Housing Solutions for Financial Stability
Our single parent financing options are met with enthusiasm by our customers. They appreciate the chance to enter the housing market with low deposit requirements, reduced costs, and the added benefit of avoiding LMI. Reduced repayments bring a sense of relief, making homeownership more feasible in a volatile market.
Our tailored solutions offer stability and support, instilling confidence in their ability to secure a home for themselves and their families. With our assistance, navigating the challenges of single parenthood becomes more manageable, enabling them to establish a secure and stable environment for their loved ones.
Reduce Monthly Payments
Benefit from reduced monthly payments designed for single parents pursuing homeownership.
2.5% deposit + No LMI
Secure your dream home with a 2.5% deposit and skip LMI hassles!
3-year Establishment Period
Smooth transition to homeownership. Embrace a 3-year establishment period designed for single parents' financial stability.
Why Choose Us
Choose us for innovative home financing. Enjoy low deposits, no LMI, competitive fixed rates, and flexible 30-year terms.
2.5% Deposit, NO LMI
Unlock homeownership with just 2.5% deposit and no LMI fees. Affordable paths to owning a home
3.25% IO Fixed 5 years
Break out of the rent cycle, buy your own home. Why struggle for up to ten years, to save that hefty deposit?
Up to 30-Year Loan Terms
Save money, avoid costly lender’s mortgage insurance. Limit borrowing to 80% of property value and bypass LMI.
Testimonials
What our customers are saying
“We cannot thank you enough for your kindness, understanding and commitment to getting us across the line. You have made our dream of building our own home a reality and we are SO grateful to you. Highly recommend HAS, people who genuinely care for you and treat you as an individual and not a number. Highly recommend these guys, you won’t regret it. Thank you so much ”
“Finally the problem is solved! – as a realestate and credit licensee I have seen so many home buyers forced into high rates, large upfront lenders mortgage insurance premiums plus other hardships like forcing parents to tie up their home to help their children — Home Affordability Solutions provides a real alternative and makes purchasing a home possible AND affordable, at a time when buyers – young and old – are finding it hard. Peter and his team have a responsible approach, unlike so many spruikers in this space – and genuinely have the clients interests at heart.”
“The Team @ HAS has been great, a very positive experience. They presented the most suitable options available in the market and were instrumental in reaching the goal. Their industry knowledge and caring approach is amazing, I highly recommend their services.”
Frequently Asked Questions
Frequently Asked Questions
If you’re receiving regular childcare and family tax benefits, you may be able to include these as part of your standard income for servicing purposes, depending on our first lenders policies.
With our product, you’ll avoid LMI and higher interest rates. With a deposit boost at an interest rate of 3.25% interest only, you not only increase your borrowing capacity but also enjoy reduced monthly repayments. This means you won’t have to compromise on the house of your dreams.
Unlike government schemes, our product isn’t limited to first home buyers. We understand that life circumstances change, and individuals may be re-entering the housing market, including those who have owned property in the last 10 years. Our product is inclusive, catering to all home buyers – whether first-timers, those returning to the market, or investors.
